Filed under: It's Happening! By Michelle Goldchain@goldchainam Jan 29, 2015, 3:16pm EST For the first time in 2015, the mortgage rate has made an upward trend. For a fixed-rate 30-year mortgage, it's now at 3.66 percent with an average 0.6 point, up from 3.63 percent from last week. [UT; previously]